Our Health Plans

Comprehensive Services Designed to Keep You and Your Family Protected

AGAP BASIC CARE

60K MBL
Ward
30K PEC Coverage

starts at Php 16,888

Key Benefits:

AYOS PLUS CARE

100K MBL
Semi-Private
50K PEC Coverage

starts at Php 21,888 / year

Key Benefits:

AYOS ELITE CARE

200K MBL
Regular Private
100K PEC Coverage

starts at Php 30,888 / year

Key Benefits:

AYOS OKKIDS CARE

Inpatient Coverage

₱150,000 MBL Coverage (Semi-Private) or ₱55K depending on the chosen variant
Covers room & board, doctor’s fees, surgery, ICU/OR, diagnostics, labs, medicines, and all standard hospital charges.
Emergency Care
ER treatment, diagnostics, doctor’s fees, and emergency medications in accredited hospitals.
Pre-Existing Conditions (PEC)
Covered up to ₱35,000 or ₱55,000, depending on chosen variant.

FREE Added Benefits in Every Ayos Health Plan

Enjoy more protection at no extra cost.
Every plan—no matter the variant—comes with built-in essential benefits to keep you secured, protected, and cared for:

Life Insurance
Accidental Death & Dismemberment
Accident Medical Reimbursement
Terminal Illness Benefit
Burial Assistance Benefit
Mental Health Care

More value. More protection. Zero added cost.

We also provide Ayos Health Plans for group accounts—perfect for companies, organizations, and teams looking for reliable and affordable healthcare benefits.

Interested? Fill out our Inquiry Form to learn more.

Powered by IOSS Insurance Agency, Inc.

Ayos Health Plans is proudly managed and distributed by IOSS Insurance Agency, Inc., a duly licensed insurance agency accredited by the Insurance Commission of the Philippines.

IOSS Insurance Agency, Inc. is committed to making insurance and healthcare protection simpler, smarter, and more accessible for Filipinos. By leveraging digital platforms and strategic partnerships, IOSS ensures that Ayos Health Plans reach communities nationwide with transparency, convenience, and reliable after-sales support.

In Partnership with PhilCare

All Ayos Health Plans are proudly powered by PhilCare, one of the Philippines’ leading and most trusted Health Maintenance Organizations (HMOs).

PhilCare’s extensive network of hospitals, clinics, and medical professionals nationwide ensures that every Ayos plan holder enjoys quality healthcare — backed by decades of experience and a strong commitment to building a Healthy Pilipinas.

Together, Ayos Health Plans and PhilCare make quality healthcare simpler, faster, and more inclusive for all.